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Why Budget!

If you are new to the subject of personal finances then you are probably asking yourself Why? Why go through the hassle? Why restrain your spending? Why be so nerdy? Well, let me try to tell you Why by asking a... Continue Reading →

Feed the machine. 

I work in a pretty technology enhanced plant that has a robotic build cell. It builds large structures that travel on little cart from one station to the next. Various robotic arms reach out to a stack of parts, spin... Continue Reading →

20s Something Stupid Spending

I will be turning the ripe old age of 34 this year and that has given me a few years to reflect on spending I did in my twenties before I met my wife. While there were a few winners,... Continue Reading →

$1-$1=0=”American Dream”

Normal American debt broken down: In today's America, being a dreamer or rather achieving the "American dream" seems to come with a huge price tag or you can call it debt. This is by no means a secret anymore. Less... Continue Reading →

Excel Budget Video Tutorials

We have started making video tutorials to help walk you through the Excel budgets that we have posted. Please check out the budgets page, Watch the video and let us know if it is helpful. We have more videos to... Continue Reading →

Our January (2017) frugality moves so far…..

"There's always a price to be paid if you are going to win" by Dave Ramsey We have been budget geeks for a while now and have realized as time goes by, the idea of frugality or you can call... Continue Reading →

Financial Goals for 2017(budgets)

I am a little late from what I promised you on getting the New Budgets posted but I finally got to it this evening. We have 15 days till it is 2017 and that means we have 15 days before... Continue Reading →

Savings Goals

As we close in on the new year, we need to start thinking about next year's finances and how to control them. Budgets???? We are currently working on our family budget for 2017 which will be coming available in a... Continue Reading →

5 Questions to Ask Before Buying a Gift

Looking through old posts and thought this was fitting

Rhythm In Life

We have been on the Dave Ramsey Plan for 5 years now and believe me it works. It is the simplest financial plan that one can use to become financially independent. With this plan, we have not owned a credit cardin 5 years and never will again. Dave’s plan is not a quick fix, it is a life changing, mind altering course that if followed with discipline will forever change the way you look at and handle money. But you have to want to change, you need to be sick and tired of being sick and tired. If that’s you then start as soon as you can, if not then come back later when you are sick and tired.(probably after christmas when you get your credit card bills)

if you think you have tasted freedom, trying not owing anyone money 🙂

The rich rules over the poor, and…

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